Luke Harding

My journey with State Farm began as a lifeguard at State Farm Park in Bloomington, IL. Growing up in a State Farm family, I feel that State Farm is truly in my blood. After graduating from Illinois Wesleyan University, I joined State Farm’s National Catastrophe team in New Orleans, Louisiana. There, I had the privilege of helping policyholders recover from the devastation of Hurricane Katrina.

In New Orleans, I learned the “State Farm Way”—the commitment to doing things the right way, every time. My role involved inspecting homes that had been damaged by one of the worst storms in our nation’s history. Often, the only evidence of a home’s existence was a concrete slab where it once stood. This experience underscored the importance of properly insuring a family’s most significant asset. I witnessed firsthand how State Farm claims utilized policies as tools to ensure our insureds received what they were owed. Throughout my time there, I was never questioned for overpaying on damages or living expenses; instead, claims management consistently highlighted additional policy areas that provided further coverage. This profound experience inspired me to become a State Farm Agent.

In April 2008, I proudly opened my State Farm agency in the Logan Square/Avondale neighborhood of Chicago, IL. Over the years, the city, the neighborhood, and technology have evolved, and the Cubs have celebrated a championship, but State Farm’s commitment to its policyholders has remained steadfast. I am honored to lead a diverse team that embodies the “State Farm Way” and prioritizes the interests of both our customers and the company.

What I love most about working for State Farm is our core mission: to help people. Whether it’s auto, home, health, life, or business insurance, we exist to protect the people, places, and things that matter most to our customers. At the end of the day, we treat our customers the way we would want our loved ones to be treated—with respect, patience, and kindness.

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